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100% client
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Home Loan
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Some of Our Lenders

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Where
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We believe everyone deserves access to a simple and transparent process for securing a home loan that aligns with their unique needs and goals.

We know how overwhelming the home loan process can be, and we’re here to make it easier.

With years of experience and a strong track record of helping hundreds of Australians secure the best home loans, we’re committed to making the process as simple and stress-free as possible.

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Our Proven Process


Discovery

We discuss your situation, the goals you're wanting to achieve, and assess how we're able to help you.


Assessment

We review your documents, research solutions, and present the best options to you. Once you agree to proceed, we prepare your loan application.


Lodgement

We lodge your loan application and monitor its progress. Once approved, we assist with reviewing and signing your loan contracts.


Support

Once your loan has settled, you join the Zenith family! We provide ongoing support and review your loan to match your changing needs.

Join Thousands of Satisfied Customers

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Royston Cheong profile picture
Royston Cheong
17 August 2026
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We cannot be any happier with the service we received from Calvin and his team on our property loan. Its been a long journey given the competitive market and even so, Calvin had been professional, responsive and genuinely going above and beyond to make the whole loan process as smooth and stress free as possible. What really stood out was Calvin always made sure our best interests were at the heart of every decision rather than simply focusing on getting a loan. They took the time to understand our circumstances and helped us choose the right loan structure. Will definitely use them again and highly recommend them to anyone looking for reliable and trust worthy mortgage broker. Thank you Calvin, Shellane, Catherine and the rest of the Zenith team for getting our property loan across the line.
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Paul profile picture
Paul
27 July 2026
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Leon is an excellent mortgage broker - knowledgeable, forward-thinking and a great communicator throughout the entire process. Highly recommend!
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Luke Vassallo profile picture
Luke Vassallo
15 July 2026
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Absolutely Floorless - Totally Recommend
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Andre profile picture
Andre
30 June 2026
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Leon and the team has been amazing to work with and has supported me well throughout my entire journey in purchasing my first home. He was always available to answer any questions or confusions I had, and was extremely fast in getting all the paperwork and processes done. Though they're the only broker I've used, I can confidently say they're one of the bests. Thank you for making the entire process so stress free for me.
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Jasmine John profile picture
Jasmine John
29 June 2026
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⭐⭐⭐⭐⭐ We had an outstanding experience with the entire team throughout our home loan refinance. A special thank you to Leon Ng, our mortgage broker, whose professionalism, knowledge, dedication, and excellent communication made the entire process smooth and stress-free. Leon went above and beyond to ensure we achieved the best outcome, and we are truly grateful for all his hard work and support. Thank you also to John Quillan, our settlement agent, for handling the settlement efficiently and keeping everything on track, and to Jeam Lisondra, our lending assistant, for being so helpful, responsive, and organised throughout the process. The teamwork, attention to detail, and exceptional customer service from everyone made what could have been a stressful experience feel easy and seamless. We highly recommend this wonderful team to anyone looking for honest, reliable, and professional home loan assistance. Thank you all for your outstanding service!
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Adarsh Kumar profile picture
Adarsh Kumar
26 June 2026
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10/10 Leon, Jane, Shellane and the rest of the Zenith team helped us purchase our first block of land and are currently helping us build our home. Cannot recommend these guys enough!!
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brittany pearse profile picture
brittany pearse
17 June 2026
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Calvin was incredibly helpful throughout the entire process, correspondence was prompt, consistent and always well informed. Calvin's help removed a great deal of stress, making our property purchase a seamless process.
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RK profile picture
RK
10 June 2026
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Leon and his team from Zenith Home Loans was fantastic to deal with. He helped me refinance my loans smoothly and made the whole process simple and stress-free. There were a few hiccups with the bank along the way, but Leon sorted everything out quickly and kept me updated throughout. I really appreciated his professionalism, clear communication, and dedication. Highly recommend Leon and Zenith Home Loans to anyone looking to refinance.
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Mary Lau profile picture
Mary Lau
4 June 2026
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Leon and Shellane were extraordinarily helpful, quick to business, and happy to explain everything to me as a first home buyer. Cannot recommend them and Zenith more.
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Wing Tung Tsoi profile picture
Wing Tung Tsoi
1 June 2026
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Working with Leon as a first home buyer was a fantastic experience. He is incredibly knowledgeable and explains everything so clearly. I had a lot of questions throughout the process, but Leon and his team were always highly responsive and very patient with me. Thank you for making this milestone so smooth and stress-free!
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Sa Yi Fu profile picture
Sa Yi Fu
27 May 2026
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Highly recommend Calvin and John at Zenith Home Loans. They guided us through a tricky application and made sure we settled on time. Great communication and support throughout. Five stars.
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Khaled Ahmed profile picture
Khaled Ahmed
27 May 2026
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Calvin and John made our property purchase happen. Calvin handled the complex loan with multiple guarantors, and John kept the settlement on track. Outstanding team – responsive, professional, and got the job done.
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Why choose Zenith

Banks Other Mortgage Brokers
Negotiate your rate multiple times annually
Access to over 50 different lenders
Access to over 1000 different loan products
Free detailed property reports
100+ 5-star Google reviews
Services are free of charge
Fully managed end-to-end process
Available 7 days a week, Australia-wide
Priority status with banks for quick outcomes
Expert guidance and advice

Frequently Asked Questions

Partnering with a mortgage broker like Zenith can significantly streamline your home loan journey. We provide expert advice on loan products carefully tailored to your unique financial situation. By handling the legwork, comparing multiple options, managing paperwork, and negotiating better terms, we save you valuable time and help identify potential hidden fees. As we are not tied to any single lender, we can select the best loan for your needs, ensuring you secure the most suitable deal. Additionally, we proactively review your interest rate multiple times per year to ensure you remain on the most competitive rate available, maximising your savings and giving you long-term peace of mind.

Our services are provided at no cost to you. We receive compensation directly from the lender you choose once your loan is settled, ensuring that you can explore your options without incurring any upfront fees.

Each lender has unique criteria and requirements that must be met before they approve a loan. Our team takes the time to thoroughly analyse your credit history, income situation, and the specific strengths and weaknesses of your financial circumstances. This allows us to match you with the most suitable lender and loan package tailored to your needs. Our experienced professionals will provide you with comprehensive information, ensuring you have everything necessary to make an informed decision.

To begin, we’ll work closely with you to understand your goals and objectives. We’ll then gather and review all necessary supporting documents to ensure we have a comprehensive understanding of your situation. Once we have sufficient information to make a personalised recommendation, the next step will depend on the chosen lender’s processing timeline. This can vary from several weeks to a few months, which is why we strongly advise initiating the process as early as possible, especially when it comes to property purchases, where timing can be crucial.

You may not always qualify for financing from a specific bank. After assessing your unique situation, we’ll work to find you the lowest possible interest rate from eligible lenders. While interest rates are important, they’re just one piece of the puzzle. We’ll also help you consider all other fees and features associated with each loan option, ensuring you have a complete understanding of your choices and can make an informed decision that best suits your needs.

Typically, lenders require a minimum deposit of 5% of the property’s purchase price to secure a home loan. However, in some cases, it may be possible to proceed with a lower deposit. Keep in mind that if your deposit is less than 20% of the property’s price, you may need to pay Lenders Mortgage Insurance (LMI), unless you qualify for an LMI waiver or apply for a family guarantee. Contact us to explore your options and determine the best approach for your situation.

See what we can achieve together